• MCU Commercial Services, LLC provides innovative financial solutions for expansion, growth, refinancing, and acquisition funding, including…

    • Commercial Real Estate Lending provides funds for acquisition, expansion and renovation. Financing programs are available to support construction of single-family subdivisions as well as the construction of condominium projects, office, apartment and industrial buildings.
    • Term financing for machinery and equipment, including production machinery, heavy equipment, over-the-road vehicles, and office equipment.
    • Secured Lines of Credit to support working capital needs.
    • SBA 504 and 7(a) programs.
    • A subsidiary of the Millbury Federal Credit Union.
  • Paul Crimlisk, SVP/Manager

    Paul Crimlisk, SVP/Manager


    [email protected]

    Travis Perry, Vice President

    Travis Perry, Vice President


    [email protected]


  • MCUCS offers a variety of commercial services to companies and small businesses. Your business can benefit from FREE BUSINESS CHECKING, NO-FEE high yield money market and NO-FEE savings accounts as well as services such as electronic funds transfer, sweep processing, and 24-hour night depository.

    • Free Business Checking
    • No-Fee Business Savings Account
    • Business Money Market Sweep Account
    • Electronic Funds Transfer
    • 24-Hour Night Deposit
    • Telephone Teller
    • Free Internet Banking
  • Commercial Real Estate

    MCUCS will explore every opportunity to structure the right financial solution to adequately support funding requirements for your commercial real estate projects. We offer loans in the areas of real estate acquisition, renovation and new construction of single family subdivisions, condominium development, office, apartment and industrial buildings. All of us at MCUCS take pride in our ability to deliver a professional service on a timely basis with competitive rates and loan structures. We know and understand the marketplace.

    Term Financing

    If your growing business requires additional machinery and equipment call MCUCS. We provide term financing for the purchase of production machinery, construction equipment, a variety of over the road vehicles and office equipment.

    We will structure a loan with the best possible terms and conditions to support your requirements. At MCUCS we look for ways to provide you with the loan you need.

    Secured Lines Of Credit

    At MCUCS we offer flexible, revolving lines of credit to support short term working capital needs. We understand working capital requirements fluctuate as a result of seasonality issues, product demand, material availability, production capacity and conversion of accounts receivable into cash. On the occasion when your business requires temporary working capital support call MCUCS we can help.

    SBA 504 Program

    The CDC/504 Program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed rate financing for major fixed assets or the acquisition/development of owner-occupied real estate. The advantage to the borrower lies in the fact that only 10% equity is required. In association with the SBA and local CDC’s (Community Development Corporations), MCUCS will tailor the loan specific to the project at hand.

    SBA 7(A) Program

    The 7(a) Program can be used for business expansion or working capital. MCUCS will structure the loan by SBA requirements and receive a guaranty provided by the SBA up to $1,500,000.00. The SBA guarantee could provide the difference in a case where the application for financing has some inherent weakness. Please note that all credit decisions are made by MCUCS, not the SBA.

Early Pay

Faster access to direct deposit funds is here, with Early Pay.  Open an Anytime Anywhere checking account to get needed funds up to two days early!

MCU's Home Equity Line of Credit

With MCU’s interest-only Home Equity Line of Credit. Initial rate of 6.50% APR for the first 12-months, (prime rate minus 2.00%) then prime rate each month thereafter.  Call 508-865-7600 for more information.

Pay Your Loan

Online loan payment processing is now available! Set up a one-time or recurring payment using your non-MCU checking or savings account. There is a $5.00 convenience fee for each payment made.